Here's your chance to find out how much you can borrow and how much house you can buy based on standard lender guidelines. We assume your credit is typical. If it might be a problem, please contact our American Security Mortgage Corp. loan officer, Chuck Grigsby, at (704) 319-3468. Otherwise, just answer the following ten questions and click the Submit button for a quick answer.
Fields marked with an asterisk(*) are required. Others are optional.
2. Other regular source of income monthly: (pensions, disability, alimony, child support) Notice: Alimony, child support or separate maintenance income need not be revealed if the Borrower (B) or Co-Borrower (C) does not choose to have it considered for repaying of this loan.
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3. Can you document your income through Paystubs, W2s, etc.?
4. Have you been steadily employed in the same line of work for more than two years?
5. Please list monthly payments on the following:
5a. Car:
5b. Student Loan:
5c. Credit Cards:(exclude amount that you pay off)
5d. Other:
6. How would you rate your credit?
7. How much will you have in the following types of accounts: Please note that the following accounts are used to calculate your purchase power.
7a. Checking and Savings Accounts:
7b. IRA's, Keogh's, and 401K's: Retirement accounts are calculated at 50% of face value
7c. Stocks and Bonds NOT INCLUDED ABOVE:
7d. Other:
8.* Property Location:
9.* Your Property Type:
